Andorra vs Belgium
Tax Rate Comparison
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π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π¦π© Andorra β Parish Taxes & Local Levies
Andorra's 7 parishes (parrΓ²quies) levy communal taxes including building and land taxes, commercial licence fees, and local service charges. Andorra only introduced a personal income tax (IRPF) in 2015 and corporate tax (IS) in 2012. This micro-state in the Pyrenees between France and Spain remains a significant tax haven due to very low VAT and no inheritance or capital gains tax. It has an Association Agreement with the EU.
π§πͺ Belgium β Regional & Municipal Income Taxes
Belgium's 3 regions (Flanders, Wallonia, Brussels) and 589 municipalities each add centimes additionnelles (additional centimes) to federal income tax. Municipal rates range from 0% to 9.5% of federal income tax, averaging ~7%. Flanders, Wallonia, and Brussels have differing property tax (prΓ©compte immobilier) rates and housing policy incentives. The withholding tax on investment income (prΓ©compte mobilier) is federal at 30%. Belgium has no inheritance tax at federal level β it's regional.
Andorra vs Belgium: Key Tax Differences (2026)
π° Income Tax: π§πͺ Belgium has a higher top income tax rate (0β10% vs 25β45%). π¦π© Andorra is more favourable for high earners.
π VAT/Sales Tax: Belgium has a higher consumption tax (4.5% vs 6β21%).
π’ Corporate Tax: π¦π© Andorra offers a lower corporate rate (10% vs 25%), which can influence business location decisions.
π Capital Gains: π¦π© Andorra taxes investment gains at a lower rate (0% vs 33%), benefiting investors.