Andorra vs Estonia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π¦π© Andorra β Parish Taxes & Local Levies
Andorra's 7 parishes (parrΓ²quies) levy communal taxes including building and land taxes, commercial licence fees, and local service charges. Andorra only introduced a personal income tax (IRPF) in 2015 and corporate tax (IS) in 2012. This micro-state in the Pyrenees between France and Spain remains a significant tax haven due to very low VAT and no inheritance or capital gains tax. It has an Association Agreement with the EU.
πͺπͺ Estonia β Local Income Tax Supplement
Estonia's 79 local governments levy a local income tax supplement of 11.4% of taxable income (2024), collected alongside the national 20% income tax. Together these form the effective total income tax. Estonia's unique fully distributed profit taxation system means companies pay no corporate income tax on retained earnings β only on distributed profits (dividends). This has driven significant foreign investment. Land tax (maamaks) is levied at 0.1%β2.5% of assessed land value by municipalities.
Andorra vs Estonia: Key Tax Differences (2026)
π° Income Tax: πͺπͺ Estonia has a higher top income tax rate (0β10% vs 22%). π¦π© Andorra is more favourable for high earners.
π VAT/Sales Tax: Estonia has a higher consumption tax (4.5% vs 9β24%).
π’ Corporate Tax: π¦π© Andorra offers a lower corporate rate (10% vs 22%), which can influence business location decisions.
π Capital Gains: π¦π© Andorra taxes investment gains at a lower rate (0% vs 22%), benefiting investors.