WorldTax Compareโ† All Comparisons

Croatia vs Andorra
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

๐Ÿ‡ญ๐Ÿ‡ท Croatia
vs
๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra
Tax Year:

๐Ÿ’ฐ Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country โ€” side by side.

Enter your annual income above to see your personal tax comparison โ†’
Individual Income Tax (Top Marginal Rate)
Top Income Tax Rate
20โ€“30%
Stable; further reform to simplify surtax system
No change
0โ€“10%
10% top; EU alignment reforms ongoing
No change
VAT / GST / Sales Tax
VAT / GST / Sales Tax
5โ€“25%
25% standard; EU VAT reform compliance
No change
4.5%
4.5% IGI โ€” lowest in Europe
No change
Corporate Tax Rate
Corporate Tax Rate
10โ€“18%
Competitiveness maintained; Pillar Two active
No change
10%
10% IS; EU Association Agreement compliance
No change
Capital Gains Tax
Capital Gains Tax
10%
10% short-term; 0% long-term maintained
No change
0%
No CGT โ€” key differentiator
No change
Social Security & Payroll
Social Security / Payroll
~36.5%
Contribution reforms continuing
No change
~21.5%
CASS stable; healthcare system well-funded
No change
State, Regional & Local Taxes

๐Ÿ‡ญ๐Ÿ‡ท Croatia โ€” County & Municipal Surtax

Croatia's 20 counties (ลพupanije) and 556 local government units levy prirez (surtax) on income tax of 0%โ€“18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.

๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra โ€” Parish Taxes & Local Levies

Andorra's 7 parishes (parrรฒquies) levy communal taxes including building and land taxes, commercial licence fees, and local service charges. Andorra only introduced a personal income tax (IRPF) in 2015 and corporate tax (IS) in 2012. This micro-state in the Pyrenees between France and Spain remains a significant tax haven due to very low VAT and no inheritance or capital gains tax. It has an Association Agreement with the EU.

โš ๏ธ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025โ€“2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Croatia vs Andorra: Key Tax Differences (2026)

๐Ÿ’ฐ Income Tax: ๐Ÿ‡ญ๐Ÿ‡ท Croatia has a higher top income tax rate (20โ€“30% vs 0โ€“10%). ๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra is more favourable for high earners.

๐Ÿ›’ VAT/Sales Tax: Croatia has a higher consumption tax (5โ€“25% vs 4.5%).

๐Ÿข Corporate Tax: ๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra offers a lower corporate rate (10% vs 18%), which can influence business location decisions.

๐Ÿ“ˆ Capital Gains: ๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra taxes investment gains at a lower rate (0% vs 10%), benefiting investors.

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