Croatia vs Netherlands
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ญ๐ท Croatia โ County & Municipal Surtax
Croatia's 20 counties (ลพupanije) and 556 local government units levy prirez (surtax) on income tax of 0%โ18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
๐ณ๐ฑ Netherlands โ Municipal & Water Board Taxes
The Netherlands is a unitary state โ income tax is set nationally. Municipalities levy property taxes (OZB) and water boards (waterschappen) charge annual water management levies. The Box 3 system is under ongoing reform following Supreme Court rulings. New Box 3 reform taxes actual returns from 2027.
Croatia vs Netherlands: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ณ๐ฑ Netherlands has a higher top income tax rate (20โ30% vs 9.32โ49.5%). ๐ญ๐ท Croatia is more favourable for high earners.
๐ VAT/Sales Tax: Croatia has a higher consumption tax (5โ25% vs 9โ21%).
๐ข Corporate Tax: ๐ญ๐ท Croatia offers a lower corporate rate (18% vs 25.8%), which can influence business location decisions.
๐ Capital Gains: ๐ญ๐ท Croatia taxes investment gains at a lower rate (10% vs 38%), benefiting investors.