Cyprus vs Croatia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π¨πΎ Cyprus β Municipal & Community Taxes
Cyprus's 5 districts and 30+ municipalities/communities levy local taxes including immovable property tax (at municipal level after national IPT was abolished in 2017), refuse collection fees, and business licences. Nicosia and Limassol have the highest municipal charges. Cyprus is a major international financial centre offering non-dom status (no tax on dividends/interest for non-domiciled residents for 17 years), which attracts wealthy individuals. The IP Box regime offers 2.5% effective tax on qualifying IP income.
ππ· Croatia β County & Municipal Surtax
Croatia's 20 counties (ΕΎupanije) and 556 local government units levy prirez (surtax) on income tax of 0%β18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
Cyprus vs Croatia: Key Tax Differences (2026)
π° Income Tax: π¨πΎ Cyprus has a higher top income tax rate (0β35% vs 20β30%). ππ· Croatia is more favourable for high earners.
π VAT/Sales Tax: Croatia has a higher consumption tax (5β19% vs 5β25%).
π’ Corporate Tax: π¨πΎ Cyprus offers a lower corporate rate (12.5% vs 18%), which can influence business location decisions.
π Capital Gains: ππ· Croatia taxes investment gains at a lower rate (10% vs 20%), benefiting investors.