WorldTax Compare← All Comparisons

Germany vs Andorra
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

πŸ‡©πŸ‡ͺ Germany
vs
πŸ‡¦πŸ‡© Andorra
Tax Year:

πŸ’° Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country β€” side by side.

Enter your annual income above to see your personal tax comparison β†’
Individual Income Tax (Top Marginal Rate)
Top Income Tax Rate
14–45%
Basic allowance ~€12,336; bracket creep relief
No change
0–10%
10% top; EU alignment reforms ongoing
No change
VAT / GST / Sales Tax
VAT / GST / Sales Tax
7–19%
Standard 19% unchanged
No change
4.5%
4.5% IGI β€” lowest in Europe
No change
Corporate Tax Rate
Corporate Tax Rate
~29%
Coalition discussions on lowering to 25% ongoing
β–Ό -0.5pp vs 2025
10%
10% IS; EU Association Agreement compliance
No change
Capital Gains Tax
Capital Gains Tax
25%
Investment income reform proposals under review
No change
0%
No CGT β€” key differentiator
No change
Social Security & Payroll
Social Security / Payroll
~41.5%
Health insurance rising; pension base up
β–² +0.5pp vs 2025
~21.5%
CASS stable; healthcare system well-funded
No change
State, Regional & Local Taxes

πŸ‡©πŸ‡ͺ Germany β€” Trade Tax (Gewerbesteuer) & Church Tax

Germany's 16 BundeslΓ€nder apply federal income tax rates uniformly β€” no state income tax variation. Municipalities levy Gewerbesteuer (trade tax) on business profits at ~7–17% effective. Church tax (Kirchensteuer) of 8–9% of income tax applies to registered members. The solidarity surcharge (Soli) now only applies to the top ~10% of earners.

πŸ‡¦πŸ‡© Andorra β€” Parish Taxes & Local Levies

Andorra's 7 parishes (parrΓ²quies) levy communal taxes including building and land taxes, commercial licence fees, and local service charges. Andorra only introduced a personal income tax (IRPF) in 2015 and corporate tax (IS) in 2012. This micro-state in the Pyrenees between France and Spain remains a significant tax haven due to very low VAT and no inheritance or capital gains tax. It has an Association Agreement with the EU.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Germany vs Andorra: Key Tax Differences (2026)

πŸ’° Income Tax: πŸ‡©πŸ‡ͺ Germany has a higher top income tax rate (14–45% vs 0–10%). πŸ‡¦πŸ‡© Andorra is more favourable for high earners.

πŸ›’ VAT/Sales Tax: Germany has a higher consumption tax (7–19% vs 4.5%).

🏒 Corporate Tax: πŸ‡¦πŸ‡© Andorra offers a lower corporate rate (10% vs 29%), which can influence business location decisions.

πŸ“ˆ Capital Gains: πŸ‡¦πŸ‡© Andorra taxes investment gains at a lower rate (0% vs 25%), benefiting investors.

Related Comparisons

πŸ‡©πŸ‡ͺ Germany vs πŸ‡¦πŸ‡Ί AustraliaTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡¦πŸ‡Ή AustriaTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡§πŸ‡­ BahrainTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡§πŸ‡ͺ BelgiumTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡§πŸ‡· BrazilTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡§πŸ‡¬ BulgariaTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡¨πŸ‡¦ CanadaTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡¨πŸ‡³ ChinaTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡­πŸ‡· CroatiaTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡¨πŸ‡Ύ CyprusTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡¨πŸ‡Ώ Czech RepublicTax comparisonπŸ‡©πŸ‡ͺ Germany vs πŸ‡©πŸ‡° DenmarkTax comparison