Greece vs Montenegro
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π¬π· Greece β Municipal & Regional Taxes
Greece's 13 regions (perifereies) and 325 municipalities (dimoi) do not set income tax independently. However, municipalities levy ENFIA supplements (property tax top-ups) and local business fees. The ENFIA (Single Property Tax) is nationally set but has municipal supplement components. EETA (special property levy) applies to certain properties. Greece's tax system has been substantially reformed since the 2010 bailout, with major improvements to compliance and electronic filing requirements.
π²πͺ Montenegro β Municipal Taxes
Montenegro's 24 municipalities (opΕ‘tine) levy property tax (0.25%β1% of market value), accommodation tax (turistiΔka taksa), and business activity fees. Podgorica and coastal tourist municipalities (Budva, Kotor, Bar) have higher rates. The Tax Administration of Montenegro administers national taxes. Montenegro uses the euro as official currency without being an EU member. EU accession negotiations are advanced (since 2012). Significant foreign real estate investment from Russia, UK, and Middle East buyers. MFEZ (Montenegro Free Economic Zone) in Bar offers incentives.
Greece vs Montenegro: Key Tax Differences (2026)
π° Income Tax: π¬π· Greece has a higher top income tax rate (0β44% vs 9β15%). π²πͺ Montenegro is more favourable for high earners.
π VAT/Sales Tax: Greece has a higher consumption tax (6β24% vs 7β21%).
π’ Corporate Tax: π²πͺ Montenegro offers a lower corporate rate (15% vs 22%), which can influence business location decisions.