Monaco vs Croatia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π²π¨ Monaco β No Sub-National Tax Variation
Monaco is a city-state with no sub-national taxation. Monaco has no personal income tax for residents (with limited exception for French nationals under a bilateral treaty). Corporate tax at 33.33% applies only to companies deriving more than 25% of revenue from outside Monaco. This principality between France and Italy is the world's most famous tax haven β with the world's highest per-capita millionaires. VAT is aligned with the French system.
ππ· Croatia β County & Municipal Surtax
Croatia's 20 counties (ΕΎupanije) and 556 local government units levy prirez (surtax) on income tax of 0%β18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
Monaco vs Croatia: Key Tax Differences (2026)
π° Income Tax: ππ· Croatia has a higher top income tax rate (0% vs 20β30%). π²π¨ Monaco is more favourable for high earners.
π VAT/Sales Tax: Croatia has a higher consumption tax (20% vs 5β25%).
π’ Corporate Tax: ππ· Croatia offers a lower corporate rate (18% vs 33.33%), which can influence business location decisions.
π Capital Gains: π²π¨ Monaco taxes investment gains at a lower rate (0% vs 10%), benefiting investors.