San Marino vs Croatia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ธ๐ฒ San Marino โ Municipal Taxes (Castelli)
San Marino's 9 castelli (municipalities) levy local property tax supplements and communal fees. San Marino is an enclave within Italy using the euro but maintaining fiscal sovereignty under a Convention with the EU. The income tax (IRPEF) uses a progressive scale. San Marino aims to be a competitive financial jurisdiction while maintaining EU market access โ with corporate tax notably lower than neighbouring Italy.
๐ญ๐ท Croatia โ County & Municipal Surtax
Croatia's 20 counties (ลพupanije) and 556 local government units levy prirez (surtax) on income tax of 0%โ18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
San Marino vs Croatia: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ธ๐ฒ San Marino has a higher top income tax rate (9โ35% vs 20โ30%). ๐ญ๐ท Croatia is more favourable for high earners.
๐ VAT/Sales Tax: Croatia has a higher consumption tax (17% vs 5โ25%).
๐ข Corporate Tax: ๐ธ๐ฒ San Marino offers a lower corporate rate (17% vs 18%), which can influence business location decisions.
๐ Capital Gains: ๐ญ๐ท Croatia taxes investment gains at a lower rate (10% vs 17%), benefiting investors.