South Africa vs Croatia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
πΏπ¦ South Africa β Provincial & Municipal Taxes
South Africa's 9 provinces do not levy their own income tax β this is national. Municipalities levy property rates (0.5%β2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.
ππ· Croatia β County & Municipal Surtax
Croatia's 20 counties (ΕΎupanije) and 556 local government units levy prirez (surtax) on income tax of 0%β18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
South Africa vs Croatia: Key Tax Differences (2026)
π° Income Tax: πΏπ¦ South Africa has a higher top income tax rate (18β45% vs 20β30%). ππ· Croatia is more favourable for high earners.
π VAT/Sales Tax: Croatia has a higher consumption tax (16% vs 5β25%).
π’ Corporate Tax: ππ· Croatia offers a lower corporate rate (18% vs 27%), which can influence business location decisions.
π Capital Gains: ππ· Croatia taxes investment gains at a lower rate (10% vs 18%), benefiting investors.