WorldTax Compareโ† All Comparisons

South Africa vs Finland
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa
vs
๐Ÿ‡ซ๐Ÿ‡ฎ Finland
Tax Year:

๐Ÿ’ฐ Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country โ€” side by side.

Enter your annual income above to see your personal tax comparison โ†’
Individual Income Tax (Top Marginal Rate)
Top Income Tax Rate
18โ€“45%
Top rate maintained; NHI funding discussions
No change
~44โ€“51.4%
Consolidation budget; high rates maintained
No change
VAT / GST / Sales Tax
VAT / GST / Sales Tax
16%
VAT raised to 16% from 1 April 2026 (Budget 2025)
โ–ฒ +0.5pp vs 2025
10โ€“25.5%
25.5% standard (raised 2024) maintained
No change
Corporate Tax Rate
Corporate Tax Rate
27%
Stable; National Health Insurance funding debate
No change
20%
20% stable; R&D deduction enhanced
No change
Capital Gains Tax
Capital Gains Tax
~18%
Possible review of inclusion rate
No change
30โ€“34%
CGT rates unchanged
No change
Social Security & Payroll
Social Security / Payroll
~2%
NHI contribution framework being developed
No change
~36%
Austerity measures affecting some social contributions
No change
State, Regional & Local Taxes

๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa โ€” Provincial & Municipal Taxes

South Africa's 9 provinces do not levy their own income tax โ€” this is national. Municipalities levy property rates (0.5%โ€“2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.

๐Ÿ‡ซ๐Ÿ‡ฎ Finland โ€” Municipal Income Tax

Finland's 309 municipalities set their own income tax rates (municipal tax) ranging from ~16.5% to ~22.5%, averaging ~20%. This is added to the national progressive income tax. The church tax of 1%โ€“2.2% applies to members. No regional income tax. The 'solidarity tax' on high earners (2%) applies nationally. Municipalities also levy real estate tax on property owners. The welfare state is heavily funded by these high combined tax rates.

โš ๏ธ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025โ€“2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

South Africa vs Finland: Key Tax Differences (2026)

๐Ÿ’ฐ Income Tax: ๐Ÿ‡ซ๐Ÿ‡ฎ Finland has a higher top income tax rate (18โ€“45% vs ~44โ€“51.4%). ๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa is more favourable for high earners.

๐Ÿ›’ VAT/Sales Tax: Finland has a higher consumption tax (16% vs 10โ€“25.5%).

๐Ÿข Corporate Tax: ๐Ÿ‡ซ๐Ÿ‡ฎ Finland offers a lower corporate rate (20% vs 27%), which can influence business location decisions.

๐Ÿ“ˆ Capital Gains: ๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa taxes investment gains at a lower rate (18% vs 34%), benefiting investors.

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