South Africa vs Gambia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
πΏπ¦ South Africa β Provincial & Municipal Taxes
South Africa's 9 provinces do not levy their own income tax β this is national. Municipalities levy property rates (0.5%β2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.
π¬π² Gambia β Gambia Tax System
The Gambia has progressive income tax up to 35%. Standard GST is 15%. Following the end of Yahya Jammeh's 22-year dictatorship in 2017, President Adama Barrow has been rebuilding democratic institutions. The economy is heavily tourism-dependent and relies on groundnut exports and remittances. GRA (Gambia Revenue Authority) administers tax collection.
South Africa vs Gambia: Key Tax Differences (2026)
π° Income Tax: πΏπ¦ South Africa has a higher top income tax rate (18β45% vs 0β35%). π¬π² Gambia is more favourable for high earners.
π VAT/Sales Tax: South Africa has a higher consumption tax (16% vs 15%).
π’ Corporate Tax: Corporate rates are similar in both countries (27% vs 27%).
π Capital Gains: πΏπ¦ South Africa taxes investment gains at a lower rate (18% vs 27%), benefiting investors.