South Africa vs Poland
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
πΏπ¦ South Africa β Provincial & Municipal Taxes
South Africa's 9 provinces do not levy their own income tax β this is national. Municipalities levy property rates (0.5%β2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.
π΅π± Poland β Local & Municipal Taxes
Poland's 16 voivodeships do not levy their own income taxes. Municipalities collect property tax (podatek od nieruchomoΕci) within national limits. The Polish Deal (Polski Εad) reforms of 2022 significantly changed income tax. A health insurance contribution (9% of income) is no longer deductible, effectively raising the burden. The JDG (sole proprietor) regime offers flat 19% or lump-sum options.
South Africa vs Poland: Key Tax Differences (2026)
π° Income Tax: πΏπ¦ South Africa has a higher top income tax rate (18β45% vs 12β32%). π΅π± Poland is more favourable for high earners.
π VAT/Sales Tax: Poland has a higher consumption tax (16% vs 5β23%).
π’ Corporate Tax: π΅π± Poland offers a lower corporate rate (19% vs 27%), which can influence business location decisions.
π Capital Gains: πΏπ¦ South Africa taxes investment gains at a lower rate (18% vs 19%), benefiting investors.