WorldTax Compare← All Comparisons

Ghana vs Germany
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

πŸ‡¬πŸ‡­ Ghana
vs
πŸ‡©πŸ‡ͺ Germany
Tax Year:

πŸ’° Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country β€” side by side.

Enter your annual income above to see your personal tax comparison β†’
Individual Income Tax (Top Marginal Rate)
Top Income Tax Rate
0–35%
35% top; post-debt restructuring fiscal consolidation
No change
14–45%
Basic allowance ~€12,336; bracket creep relief
No change
VAT / GST / Sales Tax
VAT / GST / Sales Tax
15%
15% VAT + levies; structure under review
No change
7–19%
Standard 19% unchanged
No change
Corporate Tax Rate
Corporate Tax Rate
25%
25% standard; Pillar Two discussions
No change
~29%
Coalition discussions on lowering to 25% ongoing
β–Ό -0.5pp vs 2025
Capital Gains Tax
Capital Gains Tax
25%
25% maintained
No change
25%
Investment income reform proposals under review
No change
Social Security & Payroll
Social Security / Payroll
~28%
SSNIT reform for long-term sustainability
No change
~41.5%
Health insurance rising; pension base up
β–² +0.5pp vs 2025
State, Regional & Local Taxes

πŸ‡¬πŸ‡­ Ghana β€” District Assembly Taxes

Ghana's 261 district assemblies levy property rates, basic rates (on adults), entertainment tax, and business operating levies. The Ghana Revenue Authority (GRA) administers national taxes. A key local levy is the Development Levy. Accra Metropolitan Assembly and Kumasi Metropolitan Assembly have the highest property rates. Ghana has faced significant fiscal challenges including a 2023 IMF bailout. An e-levy (1.5% on electronic transfers) was introduced in 2022, controversially, and later modified.

πŸ‡©πŸ‡ͺ Germany β€” Trade Tax (Gewerbesteuer) & Church Tax

Germany's 16 BundeslΓ€nder apply federal income tax rates uniformly β€” no state income tax variation. Municipalities levy Gewerbesteuer (trade tax) on business profits at ~7–17% effective. Church tax (Kirchensteuer) of 8–9% of income tax applies to registered members. The solidarity surcharge (Soli) now only applies to the top ~10% of earners.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Ghana vs Germany: Key Tax Differences (2026)

πŸ’° Income Tax: πŸ‡©πŸ‡ͺ Germany has a higher top income tax rate (0–35% vs 14–45%). πŸ‡¬πŸ‡­ Ghana is more favourable for high earners.

πŸ›’ VAT/Sales Tax: Germany has a higher consumption tax (15% vs 7–19%).

🏒 Corporate Tax: πŸ‡¬πŸ‡­ Ghana offers a lower corporate rate (25% vs 29%), which can influence business location decisions.

Related Comparisons

πŸ‡¬πŸ‡­ Ghana vs πŸ‡ͺπŸ‡¬ EgyptTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡ͺπŸ‡Ή EthiopiaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡°πŸ‡ͺ KenyaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡²πŸ‡¦ MoroccoTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡³πŸ‡¬ NigeriaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡·πŸ‡Ό RwandaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡ΏπŸ‡¦ South AfricaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡ΉπŸ‡Ώ TanzaniaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡¬πŸ‡§ United KingdomTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡ΊπŸ‡Έ United StatesTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡¨πŸ‡³ ChinaTax comparisonπŸ‡¬πŸ‡­ Ghana vs πŸ‡«πŸ‡· FranceTax comparison