Poland vs Malta
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ต๐ฑ Poland โ Local & Municipal Taxes
Poland's 16 voivodeships do not levy their own income taxes. Municipalities collect property tax (podatek od nieruchomoลci) within national limits. The Polish Deal (Polski ลad) reforms of 2022 significantly changed income tax. A health insurance contribution (9% of income) is no longer deductible, effectively raising the burden. The JDG (sole proprietor) regime offers flat 19% or lump-sum options.
๐ฒ๐น Malta โ Local Council Taxes
Malta's 68 local councils (kunsilli lokali) have limited taxing powers โ primarily fees for refuse collection, minor local services, and permits. Income tax, VAT, and company tax are all national. Malta is a significant EU financial services hub offering a full imputation dividend tax credit system that can reduce corporate effective tax rates to as low as 5% for non-resident shareholders. Malta has attracted gaming companies, crypto regulation pioneers, and financial services firms with its competitive holding company structures and refund system.
Poland vs Malta: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ฒ๐น Malta has a higher top income tax rate (12โ32% vs 0โ35%). ๐ต๐ฑ Poland is more favourable for high earners.
๐ VAT/Sales Tax: Poland has a higher consumption tax (5โ23% vs 5โ18%).
๐ข Corporate Tax: ๐ต๐ฑ Poland offers a lower corporate rate (19% vs 35%), which can influence business location decisions.
๐ Capital Gains: ๐ฒ๐น Malta taxes investment gains at a lower rate (12% vs 19%), benefiting investors.